Who Is Liable In A Car Accident Case – Car Accident Attorneys
On its surface, the answer to the question, “Who pays for a car accident?” seems fairly obvious. It is natural for an individual to assume that the person responsible for causing the accident should be required to pay for the damages incurred. However, there are other things to consider, namely insurance coverage.
Car accidents that cause damage and injury are unfortunately practically an everyday occurrence. No one ever wants an accident to happen, but when it does, an individual might look to a car accident info center for answers. It is important for individuals who have questions about who will pay for a car accident to gain an understanding of what needs to be done and how insurance coverage plays a role in recovering for damages.
If you or a loved one has been involved in an accident and you have questions, speak with a Texas car accident lawyer right away. He or she can counsel you on what to do after a car accident. Call us today.
Who Pays For A Car Accident If Someone Else Caused It?
If an accident was caused by another driver, that driver should be held responsible for paying for damages. Drivers in the state are required to carry liability insurance on their vehicles; however, some drivers do not obey the law. When a vehicle owner disregards the insurance requirement, it could lead to a tough road ahead for the harmed individual.
If the driver who caused the accident has liability insurance, then that coverage can be used to pay for property damage. But the issue of fault might cause a slight delay if the parties and insurance companies don’t agree. However, once the at-fault driver’s insurance company agrees that the insured individual caused the accident, it will pay for the necessary vehicle repairs.
What Happens If The At-Fault Driver Doesn’t Have Insurance?
Sadly, many uninsured motorists take to the streets in their vehicles. If you were in an accident with an uninsured motorist who caused the accident, you may be covered by your own insurance if you have collision coverage. The same will apply if an accident involved an at-fault motorist whose insurance company refuses to admit that the driver was responsible for the damage.
Who Pays For A Car Accident When Neither Driver Has Insurance?
If you and the at-fault driver are both uninsured, you could have a difficult time getting your vehicle fixed. It’s likely that if the driver didn’t see fit to have insurance, he or she probably does not have enough money to be able to pay for the damages out-of-pocket. Still, you could seek a judgment against him or her.
If you have questions or concerns about your car accident and you would like to speak with a knowledgeable attorney, please call us as soon as possible to schedule an appointment.